Accountant in Cascais | English-Speaking | IFICI

Accountant in Cascais — English-Speaking, IFICI & Expat Specialist

HVR Business Consulting serves businesses and expats in Cascais with complete accounting, tax and business consulting. Our office is in Lisbon/Parque das Nações and we cover the full municipality — from Estoril to Birre. All services available in English.

The business landscape in Cascais

Cascais has one of the highest concentrations of SMEs and expats in the Lisbon metro area. The Cascais line is home to a large international community, with strong activity in technology, consulting, luxury tourism and real estate. The IFICI regime is particularly relevant for recent foreign residents in Cascais.

Sectors we work with in Cascais

Expats & IFICI — Large international community — IFICI regime, NIF, company setup for foreigners
Real Estate & Tourism — Short-term rentals, property management, development
Consulting & Services — Consulting, design, marketing and professional services SMEs
F&B & Hospitality — Boutique hotels, restaurants, beach clubs and resorts

Why HVR for businesses in Cascais

English communication throughout. IFICI and NHR expertise for expats in Cascais. Transparent published prices — unlike most accountants in Cascais who hide their fees.

25 min by car

Local specifics in Cascais

Cascais is the municipality with the highest per-capita income in the Lisbon metro area and home to one of Portugal's largest expat communities. The IFICI regime (formerly NHR) is particularly relevant: recent tax residents can benefit from reduced rates on foreign-source income for 10 years, including pensions, dividends and royalties. HVR supports dozens of expat clients in Cascais with the transition to Portuguese tax residency, including NIF registration, bank account opening and mixed-income IRS filings. Cascais' real estate market creates both opportunities and tax challenges: Alojamento Local (short-term rental) with specific VAT obligations (standard or simplified regime), IRS Category F for long-term rental, and capital gains on high-value property sales. The municipality imposed short-term rental restrictions in containment zones since the Mais Habitação law, and HVR advises property owners on alternatives — such as affordable rental schemes with tax benefits. International schools (St. Julian's, TASIS, Deutsche Schule) attract families needing cross-border tax planning: income in two countries, international social security, and wealth structuring. Cascais also concentrates luxury real estate agencies, architecture firms and wealth management companies requiring specialised accounting.

Case Study: Expat Couple with Short-Term Rental Portfolio in Cascais

British couple living in Cascais since 2021, with 3 short-term rental apartments (Estoril and Cascais centre). Gross annual property income of €120,000, plus private pensions from the UK.

Challenge: The previous accountant was declaring AL income under the Category F rules without comparing it with Category B, not applying actual expense deductions, and ignoring the VAT obligation on short-term rentals. British pensions were not being declared under the IFICI regime.

Solution: We migrated AL declarations to Category B with organised accounting, registered for VAT purposes, and applied all legitimate deductions (maintenance, service charges, insurance, depreciation). We correctly framed UK pensions under the IFICI regime at 10% rate.

Result: Reduced annual tax burden by €15,000. VAT regularisation without penalties. Optimised tax structure enabling reinvestment in a 4th property.

Frequently asked questions — accountant in Cascais

Which areas of Cascais does HVR cover?

Cascais, Estoril, Parede, Carcavelos, São Domingos de Rana, Alcabideche, Birre and the full municipality.

How much does accounting cost in Cascais?

€150/month (micro), €300/month (SME). Published prices — no hidden fees.

Does HVR work with expats in Cascais?

Yes. IFICI regime, NIF for non-residents, company setup for foreigners, short-term rental accounting. Full English service.

Does HVR handle short-term rental (Airbnb) accounting in Cascais?

Yes. VAT, income tax (Modelo 3 and Modelo 30), RNAL registration support.

How do I switch to HVR from my current accountant in Cascais?

We handle everything at no administrative cost. Usually done in under one week.

Does HVR handle Alojamento Local accounting in Cascais?

Yes. Simplified or organised regime, VAT, IRS Category B, RNAL, and advice on Cascais containment zones after the Mais Habitacao law.

What tax obligations do expats living in Cascais have?

IRS filing with worldwide income (or IFICI for foreign income at reduced rate), reporting of foreign bank accounts, and CRS/FATCA compliance.

Does HVR help foreigners buying property in Cascais?

Yes. NIF registration, bank account, tax analysis of the purchase (IMT, stamp duty, IMI), and capital gains planning for eventual sale.

Does HVR handle IRS for professionals with income in two countries?

Yes. Application of double taxation treaties, foreign tax credits, and mixed income declarations for Portugal + country of origin.

HVR is a certified accounting firm based in Parque das Nações, Lisbon, serving businesses in Cascais with online accounting and in-person meetings when they matter. Our prices are published and we handle changing accountant for you. Request a free quote.