CFO 360 Diagnostic
The CFO 360 Diagnostic is a financial and tax X-ray of your company in about 2 weeks, for EUR 750 (credited against the CFO retainer). It includes a 12-month cash-flow model, a SIFIDE II credit estimate, a raise-readiness checklist and the 3 highest-impact fixes.
What you get
- 12-month cash-flow / runway model
- SIFIDE II tax-credit estimate in euros
- Investor raise-readiness checklist
- Corporate and tax structure map
- The 3 highest-impact fixes + a meeting with Hugo Ribeiro (Certified Accountant, OCC nº 64356)
Estimate your credit first with the SIFIDE II Calculator or book the diagnostic.
How the diagnostic works
- Kick-off. The company gives access to the financial information needed: typically trial balances and financial statements for the last year and the current year, bank statements, financing agreements and the corporate structure.
- Analysis. We build the 12-month cash-flow model, estimate the SIFIDE II credit on eligible R&D expenses and review the corporate and tax structure.
- Priorities. The findings produce the three fixes with the largest impact on cash and tax, in order of urgency.
- Presentation. A 60-minute meeting with Hugo Ribeiro, Certified Accountant (OCC no. 64356), to discuss the findings and the action plan.
Full delivery takes about two weeks from receipt of the information.
What the SIFIDE II credit is
SIFIDE II lets a company deduct from its corporate tax 32.5% of the period's research and development expenses, plus 50% of the increase over the average of the two previous periods, that part capped at €1,500,000; micro, small and medium companies that have not yet completed two financial years get a 15% uplift on the base rate (art. 38 of the Tax Investment Code). Many startups and tech SMEs have eligible expenses without knowing it. The diagnostic puts a euro figure on it before the company decides to file a claim. You can run a first estimate with the SIFIDE II calculator.
Price and moving on to an external CFO
The CFO 360 Diagnostic costs EUR 750. If the company moves on to HVR's external CFO service, that amount is credited against the first two months of the retainer. External CFO plans start at EUR 500/month (Light, 3 to 6 hours a month), EUR 1,400/month (Standard, 8 to 14 hours) and EUR 3,500/month (Premium, 16 to 25 hours).
What the diagnostic is not
It is not an audit or a statutory audit of the accounts, which only a statutory auditor (ROC) can carry out, and it does not replace the company's bookkeeping. It is a management reading: where the cash is, how long it lasts and which tax and financial decisions should come first.
Frequently asked questions
What is the CFO 360 Diagnostic?
It is a financial and tax X-ray of your company, delivered in 2 weeks. It includes a 12-month treasury model, the SIFIDE II tax-credit estimate, a raise-readiness checklist, the 3 highest-impact fixes, a map of your corporate and tax structure, and a 60-minute presentation meeting with Hugo Ribeiro, Certified Accountant (OCC no. 64356).
How much does it cost and is the fee credited?
The CFO 360 Diagnostic costs EUR 750. That amount is credited against the first 2 months of the retainer if you move on to HVR's CFO service. In practice, if you sign the retainer, the diagnostic comes at no extra cost.
How long does it take?
Full delivery takes about 2 weeks from receiving the access and financial information required. It ends with a 60-minute presentation meeting where we discuss the findings and the action plan.
Who is the CFO 360 Diagnostic for?
It is designed for startups and growing SMEs that need financial and tax clarity — ahead of an investment round, a scaling phase, or simply to professionalise treasury and tax management.