Why do you show price bands instead of fixed prices?

Every business is different — a single short-term rental doesn't have the same workload as a developer with 5 SPVs. We show real bands ("starting from" + maximum) for full transparency. The final price within the band is set in a free 30-min diagnostic call, based on document volume, employees, tax complexity and reporting cadence.

How is my final price decided?

In a free 30-min diagnostic we assess: (1) estimated monthly document volume; (2) employees and payroll complexity; (3) number of entities (single vs group); (4) sector and applicable regimes (RFAI, SIFIDE, IFICI, 6% VAT); (5) reporting and meeting cadence. You leave the call with a fixed monthly proposal for 12 months, no fine print.

Can I start on a lower tier and upgrade later?

Yes, in every vertical. Tier upgrades are seamless and free — you pay only the difference from the upgrade month. It's common to start Seed/Light/Solo, validate ROI, and move up when operations grow.

Do prices include VAT?

No. All prices are excluding VAT. VAT is invoiced at the legal rate (currently 23% in mainland Portugal).

Are there setup fees or lock-ins?

No. No setup fees, no joining fees, no lock-in. Cancel anytime with 30 days notice. We believe clients stay because of quality, not contract.

How much does HVR accounting cost?

Three packages: Essential from €150/mo (micro businesses up to 50 docs without payroll), Professional from €300/mo (SMEs up to 150 docs with payroll up to 5 employees) and Premium from €500/mo (growing SMEs with analytical accounting and dedicated account manager).

How much does an external CFO cost at HVR?

Three bands: Light from €500/mo (3–6h/mo for SMEs 200k–1M€), Standard from €1,400/mo (8–14h/mo for SMEs 1M–5M€), Premium from €3,500/mo (16–25h/mo for SMEs 5M–10M€ or Series A+ with fundraising/M&A). Significantly cheaper than full-time CFO (€80–120k/year).

How much does real estate accounting cost?

Three bands: Solo from €90/mo (single STR, individual landlord, solo broker), Developer from €250/mo (mid-size developer, multi-property owner, brokerage with team) and Holding from €700/mo (groups with SGPS, SPVs, joint ventures, with partial CFO).

How much does healthcare accounting cost?

Three bands: Independent from €75/mo (doctors, dentists, therapists with VAT exempt art. 9), Clinic from €180/mo (small clinic with 2–4 professionals), Multidisciplinary from €450/mo (multidisciplinary clinic, heavy dental, pharmacy or lab with mixed VAT and equipment).

How much does hospitality accounting cost?

Three bands: Single STR from €125/mo (single STR or single-unit guesthouse with RNAL, 6% VAT, ATCUD/SAF-T and tourist tax), Multi-unit from €350/mo (multi-unit STR, hostel or small boutique hotel) and Hotel from €1,000/mo (small-medium hotel or hospitality group with partial CFO and consolidated reporting).

HVR Pricing 2026 | From €75/month — Accounting, CFO, Real Estate, Healthcare, Hospitality

HVR Pricing — Real Bands Across 6 Sectors

HVR Business Consulting · OCC-Certified Chartered Accountants · Parque das Nações, Lisbon · Updated: April 2026

HVR offers transparent pricing across 6 sectors in 2026: accounting from €150/mo, fractional CFO from €500/mo, startup accounting from €120/mo, real estate from €90/mo, healthcare from €75/mo and hospitality from €125/mo. Each tier has a real band (min–max) and the final price is set in a free 30-min diagnostic call. No lock-in, no setup fees, cancel anytime with 30 days notice.

Accounting — from €150/month

Three packages: Essential (€150–250) for micro businesses up to 50 docs/month without payroll; Professional (€300–500) for SMEs up to 150 docs/month with payroll up to 5 employees; Premium (€500–900) for growing SMEs with analytical accounting. See accounting details →

External CFO — from €500/month

Three bands: Light (€500–1,000) for 3–6h/month with SMEs 200k–1M€; Standard (€1,400–2,500) for 8–14h/month with SMEs 1M–5M€; Premium (€3,500–5,500) for 16–25h/month with SMEs 5M–10M€ or Series A+ with fundraising/M&A. See external CFO details →

Startup Accounting — from €120/month

Three tiers: Seed (€120–200) pre-revenue up to 2 employees; Early Stage (€280–500) with payroll and monthly VAT up to 8 employees; Growth (€600–1,200) for Series A+ with investor reporting. See startup details →

Real Estate Accounting — from €90/month

Three bands: Solo (€90–180) for single STR, individual landlords, solo brokers; Developer (€250–500) for mid-size developers, multi-property owners, brokerages with team; Holding (€700–1,500) for groups with SGPS, SPVs, joint ventures with partial CFO. See real estate details →

Healthcare Accounting — from €75/month

Three bands: Independent (€75–125) for doctors, dentists, therapists with VAT exempt; Clinic (€180–350) for small clinics with 2–4 professionals; Multidisciplinary (€450–900) for multidisciplinary clinics, heavy dental, pharmacy or labs. See healthcare details →

Hospitality Accounting — from €125/month

Three bands: Single STR (€125–250) for single short-term rental or single-unit guesthouse; Multi-unit (€350–700) for multi-unit STR, hostels or small boutique hotels; Hotel (€1,000–2,000) for small-medium hotels or hospitality groups. See hospitality details →

How our pricing works — 4 principles

Real bands — we show min and max of each tier. No hidden ceilings.
Starting from = real minimum — entry price is the actual band minimum. No bait pricing.
Free diagnostic — 30 minutes to position you within the band. No commitment.
Fixed price 12 months — agreed price locked for 12 months. Renegotiated only if volume grows substantially.