Portuguese Tax Glossary 2026

Portuguese tax glossary in English with 50+ essential terms updated for 2026 — IRC (corporate tax), IRS (personal tax), VAT/IVA, TSU (social security), IES, Modelo 22, IFICI (NHR replacement), IMT, AIMI, Alojamento Local, special regimes and tax identifiers. Short definitions with legal references and current 2026 values. Useful for entrepreneurs, expats, accountants and business students operating in Portugal.

By Hugo Ribeiro, Certified Accountant OCC nº 64356 · HVR Business Consulting · Updated: May 2026

Corporate Tax (IRC)

IRC
Portuguese corporate income tax. Standard rate 19%; SME reduced rate 15% on the first €50,000 of taxable profit.
Modelo 22
Annual IRC tax return for companies. Filed by 31 May of the year following the fiscal year. Modelo 22 guide →
IES
Simplified Business Information annual statement. Due by 15 July.
PEC
Special advance payment of IRC due in March. Minimum €850, maximum €70,000.
Pagamentos por Conta (PC)
Three IRC advance payments (July, September, December) for companies with prior-year turnover > €500,000.
RFAI
IRC tax credit up to 25% (North/Algarve regions) on eligible fixed asset investments.
SIFIDE II
R&D tax incentive — IRC credit of 32.5% on eligible research and development expenses.
DLRR
IRC deduction of 10% on retained profits reinvested in fixed assets, up to €12M.
ICE
Capitalisation incentive — deduction of 4.5% on the increase in eligible equity. CIRC art. 41-A.
Autonomous Taxation
Additional tax on vehicles, entertainment, payments to tax havens. Rates 5%-35%. CIRC art. 88.
Derrama (Municipal/State)
Municipal: up to 1.5%. State: progressive surcharge for profits > €1.5M (3%/5%/9%).

Personal Income Tax (IRS)

IRS
Personal income tax. Progressive rates 13.25%-48% in 2026.
Modelo 3
Annual IRS tax return. Filed between 1 April and 30 June of the following year.
Annex L
Modelo 3 form dedicated to special regimes (NHR and IFICI). How to fill Annex L →
Annex G
Modelo 3 form for capital gains (real estate, securities, rights).
Annex J
Modelo 3 form for foreign income earned by Portuguese tax residents.
Minimum Existence
Income level below which no IRS is due. 2026: €12,880/year.
Aggregation
Option to consolidate flat-tax income with general income, taxed at progressive rates.
Tax Credits / Deductions
Amounts deducted directly from IRS. Health, education, housing, care home expenses.
Withholding Tables
Monthly tables determining IRS withholding % on salaries.
Capital Gain (Mais-Valia)
Gain on selling assets. Real estate: residents 50% aggregated, non-residents 28%.
Category A
Employment income — salaries, wages.
Category B
Self-employment — green receipts, liberal professions.
Category F
Rental income — lease, sub-lease, AL. Flat 28%.
PPR
Retirement savings plan with tax benefits and reduced retirement-age taxation.
IRS Jovem
Tax regime offering partial IRS exemption for under-35s, over 10 years. 2026 cap €29,542.15.

VAT (IVA)

VAT (IVA)
Value-Added Tax. Rates: 6% reduced, 13% intermediate, 23% standard.
SAF-T
Standard Audit File for Tax. Monthly invoicing or accounting file submitted to AT.
VIES
EU intra-community VAT number validation system.
Special Exemption Regime (Art. 53)
VAT exemption for small contributors with annual turnover up to €15,000.
Reverse Charge
Buyer accounts for VAT (not seller). Used in construction, intra-EU services.

Employment and Social Security

TSU
Social security contribution. 11% employee + 23.75% employer on gross salary.
DMR
Monthly Wage Statement to AT/Social Security by the 10th of the following month.
Meal Allowance
Daily allowance, exempt up to €6 (cash) or €10.46 (card) in 2026.
Holiday Allowance
Annual allowance = 1 month base salary, paid before vacation. Subject to IRS/TSU.
Christmas Allowance
13th-month equivalent = 1 month base salary, paid by 15 December.
First Year TSU Exemption
Self-employed exempt from social security for the first 12 months.

Real Estate

IMI
Annual municipal property tax. 0.3%-0.45% urban, 0.8% rural.
IMT
Property transfer tax paid by buyer. Up to 7.5%-8% for primary residence.
AIMI
Additional IMI on personal property holdings where total VPT > €600,000. Rate 0.7%-1.5%.
Alojamento Local (AL)
Short-term tourist rental regime. RNAL registration required.
RNAL
National AL Registry managed by Turismo de Portugal.

International Taxation

NHR
Non-Habitual Resident regime — closed to new applicants end of 2023. Replaced by IFICI.
IFICI
20% flat tax on Portuguese employment income for 10 years. Law 41/2024. IFICI pillar →
DTA / Tax Treaty
Double Taxation Agreement. Bilateral treaty allocating taxation rights.
Tax Residency
Subject to Portuguese IRS on worldwide income. 183+ days OR habitual residence.
RFI 21/22
Forms to claim reduced withholding under DTA. RFI 21 individuals, RFI 22 companies.
Golden Visa (ARI)
Residence permit for non-EU investors with qualified investment. Golden Visa guide →

Identifiers and Codes

NIF
Portuguese tax ID. 9 digits. Required for any transaction in Portugal. How to get a NIF →
NISS
Social security number in the Portuguese system.
CAE
Portuguese economic activity classification. 5-digit code.
IAS
Social Support Index reference value. 2026: €537.13.
SMN (Minimum Wage)
National minimum wage 2026: €920 gross (~€818.80 net).

Next steps

  • Talk to Hugo Ribeiro, Certified Accountant (OCC nº 64356)
  • HVR tools (IFICI simulator, net salary, IRC)
  • HVR blog — guides updated for 2026